As viewers in most time, the terms on websites/apps are the least concerned. I'd just click/tap on the "accept" button to shut the terms down asap. However, when table is turned and I wish to switch roles to be makers of online content, I can't help asking myself

"are those articles I have written legit in all levels?"

It is very necessary to put disclaimer on these pages, it is my obligation to avoid unintended obligations. After brief study on disclaimer  [+], with my limit English..... I can see why people are pound of degrees from law school.

Alright, with rough idea of disclaimer and what I want to say, I am gonna put

All the information presented on the site was collected from the internet and compiled by Cfcodefans. 
I can not either adequately verify the validity of all the sources or guarantee the correctness of all the conclusions. 
These blogs are not qualified as any investment advices, practical solutions, or knowledge to back any decision making. 
The authors of the articles are not liable for any consequence of the viewers' actions. Please be noted!

To my surprise, there are actually online tools that help generate disclaimer..... I have to test it. The Termly.io  [+]

It would show you some wizard to take some parameters of disclaimer, such as company name, site name the coverage of disclaimer, like reference, personal contacts .... etc.

The outcome is quite dazzling...

As disclaimer, I don't mean to endorse it, just It is quite smart to take this angle to dig structure of disclaimers and make a tool to help generate professional ones, and profit from it. The disclaimer is output into HTML fragments for free package (attached with its branding).

However HTML is not coder-friendly for my small site built with nextjs  [+], everything is react component. I made it into a html file and simply showed it in iframe..... One technical advantage for HTML format is full control. Termly also offers Pro package that hosts the disclaimer on their site with support of attorneys.

In the end, for my humble blog-site, I would go back to my own naive disclaimer for now before I finish study the formal disclaimer generated by termly. "Not a disclaimer, I do know about my disclaimer "